Farm Insurance

Whether it’s Small “Gentlemen” Farms, Large Crop, or Livestock Operations, HMSB Has You Covered!

farmHere in central Indiana, we have a rich heritage of family farms going back generations. Many of the largest and best of these farms began with a modest plot of land staked out by our ancestors. We understand what it takes to succeed in this business and how much hard work and sacrifice it has taken to reach the level many have achieved.

Insuring a farm properly is an involved process. There are so many facets of coverage that trusting an inexperienced agent could prove to be very costly at claim time. The farm agents at HMSB writing coverage have grown up in the business. Understanding the complex insurance needs in today’s agricultural climate has never been more critical.

At HMSB, we are continually striving for improvement by staying current on trends in the industry, educational opportunities and just getting out and staying in touch with our clients to constantly re-evaluate their changing needs. Our goal is to always be pro-active in our offering you the very best coverage available for your farm. You and your family can rest assured that with our comprehensive approach, it will be unnecessary for you to go anywhere else!

From home, personal autos, life & health, land, crops, livestock, barns, equipment & commercial vehicles – we do it all! We understand that farming is hard work & some time to relax is not only well-deserved, but needed! With that in mind, we also cover all of the “toys” around your farm, such as: 4 wheelers, boats, campers, motor-homes, etc. You name it – we can protect it for you!

Just as there are many different types of farms, there also many different farm insurance carriers. As we’ve done with all of our other lines of coverage, we’ve selected the “best of the best” to take care of our clients farming needs. A few of these highly respected, top rated companies are:

Indiana Farmers Mutual Insurance

Performance in Time of Adversity Since 1877

The insurance company that once delivered policies in a horse-drawn buggy has evolved into a modern technologically efficient company without losing that caring touch for personal service. Online information and the expertise of an independent insurance agent, coupled with Indiana Farmers Mutual Insurance Company’s products, service and caring attitude will help our customers through any adversity.

WESTFIELD INSURANCE

Growing Together in Farming & Agribusiness

Westfield Insurance was founded in 1848 as Ohio Farmers Insurance Company and was built by farmers to offer protection for their community’s livelihood. The company also gained experience outside of insurance when it successfully owned and operated its own dairy farm and exhibited a show-string of registered Jersey cows. With more than a century and a half of experience in farm protection, we are the oldest writers of farm owner business in the nation. When you need insurance protection for your farm or commercial agribusiness, place your trust in a company who shares your roots and understands your needs.

 

Everett Cash Mutual

ECM is proud of our rural heritage and tradition of people helping others in time of need. Everett Cash Mutual Insurance Company was founded in 1913 by Simon F. Whetstone with these same strong principals in mind. After nearly 100 years ECM continues to provide security, peace of mind and loyalty to our rural clientele. We are very proud that ECM is the 3rd largest writer of Farm-owners Insurance in the state of Pennsylvania. We insure over 9 billion dollars worth of property with written premium exceeding 40 million dollars. Our 400 independent agents throughout Pennsylvania, Maryland, Indiana, North Carolina and Virginia represent our company and our over 50,000 policyholders.

DONEGAL INSURANCE

At the Donegal Insurance Group, we trace our origins to the formation of the Donegal and Conoy Mutual Fire Insurance Company in Marietta, Pennsylvania on May 13, 1889. We recognize that your farm operation deserves special protection. After all, your farm is both your home and your livelihood! It is obviously an investment worth very special protection. Donegal Insurance Group can help you protect this valuable investment by providing Farmowners Insurance customized to your individual needs by a professional Donegal agent. We have been insuring farms for more than 100 years and understand the unique insurance needs of farmowners.

PENN MILLERS MUTUAL INSURANCE

At Penn Millers, we understand your needs because agribusiness is our heritage. Over a century ago, 57 millers who had difficulty obtaining insurance organized our company. We’ve been providing protection to the agribusiness industry ever since. The original mill owners found that by a policy of careful selection, strict underwriting, regular inspection and engineering each risk — losses could be reduced and rates kept low. The concept caught on in 1887 and continues today.