HMSB is a business that focuses on serving Indiana’s insurance needs. We represent a variety of financially strong carriers that offer a wide array of quality and competitive products. Even though we’re located in Greencastle, we have the ability to serve all of Central Indiana’s residents and businesses. Our agency has built itself around the needs of its clients for virtually all of their insurance requirements.
Reduce Costs and Simplify Your Coverage
When you purchase several types of insurance with HMSB, you’ll have the option of combining all the policies—basic auto; homeowners; and that extra recreational play policy for your specialty vehicles. We can combine all your policies to streamline the process, reduce costs, and cut down on the amount of paperwork for you to worry about. Sounds like a deal to us! To get more information, give us a call or simply fill out the appropriate form on our site.
BUSINESS / COMMERCIAL INSURANCE
At HMSB, WE MEAN BUSINESS – regardless of what industry you may be involved in, we can assist you. We take the time to understand what your particular needs are and customize a package of coverage that protects every part of your organization. We know how important it is to protect the bottom line, but NOT at the expense of having proper protection. With our comprehensive approach, you can be certain we explore every alternative to provide a complete package. After all – an inexpensive policy can become VERY expensive at claim time if key coverage has been overlooked. At the end of the day, we consistently offer better coverage while still managing to keep rates below our competitors. Whether you are a start-up or have been in business for years, we have we can help.
We offer a broad range of business insurance including packages for:
(Just a few Examples)
• Auto Dealers
• Hotels / Motels
• Apartment Owners
• Gas Station / Convenience Stores
Crop Insurance Specialists has a variety of protection plan options and coverage’s to help you protect yourself against unforeseen loss. Our agents are trained to guide you through all your options so that you can make the best choice for your farm. Types of Policies We have many types of risk management protection plans for you to choose from. Multiple Peril Crop Insurance (MPCI) policies are available for most crops. Our sales agents are always available to answer any questions you may have about our offered products and to help you build the best risk management protection plan for your needs. Please note: Some plans may not be available for certain insured crops in some areas. In addition, some types of coverage are only available in selected states and counties. Your sales agent can help you decide which policy is best for you.
Many people working out of their homes overlook the fact that they may need additional protection added to their home policy. We’ll design a package to give you the coverage you need to properly cover many home-based exposures. Call us today to see if your business interests leave you susceptible to possible liability risks.
Insurance carriers that we represent:
There is an old familiar quote that states “we are only as good as the company that we keep.” All of our insurance carriers are selected with this uppermost in mind. Each of the companies we do business with has been rated A, or better, by AM Best Rating Company. AM Best is recognized worldwide as the benchmark for assessing insurers’ financial strength. Best’s rating opinions reflect an in-depth understanding of business fundamentals garnered from more than 100 years of focusing solely on the insurance industry. This is one reason why insurance industry professionals have consistently ranked Best’s Ratings number one in confidence, usefulness and understanding. The companies here represent a portion of those we do business with. They are considered among the finest and most trusted insurance carriers in the country.
• Argo Select
• Arlington Roe
• Cincinnati Life
• Crop Insurance Specialists
• Eastern Alliance
|• Everett Cash Mutual
• First Comp
• Indiana Farmers
|• Penn Millers
• State Auto
• United Health
• West Bend Mutual