Privacy Policy

HMSB INSURANCE PRIVACY POLICY

 

 

Privacy Disclosure Statement
HMSB strives to safeguard your personal information and your right to privacy. We take great strides to maintain the confidentiality and security of your personal information.

 

Information we collect

We collect nonpublic personal information about our clients from the following sources:

Information we receive on applications or other forms, such as name, address, social security number, telephone number, income and occupation.
Information about our client’s transactions with us and our affiliates, such as claims and payment history.
Information we receive from a consumer-reporting agency, such as a credit bureau.

 

Information we may disclose to third parties

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted, or required by law. We do disclose nonpublic information to the companies that our agency represents as allowed by section 8(G) of Indiana Department of Insurance Rule 760 IAC 1-67.

Protecting the Confidentiality and Security of Client Information

We restrict access to nonpublic personal information about our clients to those employees who need to know that information in order to provide products and services to our clients. We maintain physical, procedural and electronic safeguards that comply with federal regulations to guard nonpublic personal information.

Information Collected from Our Website
Our websites collect personal information from our clients using active and passive resources. Information is collected actively by forms, surveys, email, etc. and passively by using technologies that collect IP addresses, browser type, operation system type, etc. Our website may also contain links to affiliated and nonaffiliated companies and their websites. Protection of personal information after a client leaves our website will be governed by that websites security policy. HMSB Insurance assumes no responsibility for their privacy practices.

 

Dispute resolution

Any controversy or claim arising out of or relating to our privacy policy, or breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association.  Judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

 

Reservation of the right to disclose information in unforeseen circumstances

In connection with the potential sale or transfer of its business assets, HMSB and its affiliates reserve the right to sell or transfer client’ information (including but not limited to address, name, age, sex, zip code, state and country of residency and other information) to a third party entity that (i) concentrates its business in a similar practice or service; (ii) agrees to be HMSB’s successor in interest with regard to the maintenance and protection of the information collected; and (iii) agrees to the obligations of this privacy policy.

Changes to Privacy Policy
HMSB reserves the right to change this Privacy Policy in its sole discretion.

Your Acceptance of Our Privacy Policy

By using our website, you agree to the terms of our Privacy Policy, which is expressly incorporated herein. Before using this site, please carefully review our Privacy Policy. All personal information provided to us through this site will be handled in accordance with our Privacy Policy.

 

 

Your Obligations

In consideration of your use of this Site, you agree to provide true, accurate, current and complete information and to update that information as necessary. Your account, including your password or username (if applicable), are personal to you and may not be used by anyone else. You are responsible for maintaining the confidentiality of your password and username and are fully responsible for all activities that occur under your password or username by you or by anyone else using your password or username, whether or not authorized by you. You agree to change your password immediately if you believe your password may have been compromised or used without authorization. You also agree to immediately inform us of any apparent breaches of security such as loss, theft, unauthorized disclosure or use of your password and username by contacting us. Until we are so notified you will remain liable for any unauthorized use or disclosure of your account. You agree to use this site in a manner consistent with any and all applicable rules and regulations. You agree not to upload or transmit through this site any computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer. Any unauthorized modification, tampering or change of any information, or any interference with the availability of or access to this site is strictly prohibited. We reserve all rights and remedies available to us.